Category: MONEY & BUSINESS

If you’re thinking “What the heck are sinking funds?” you’re at the right place. I know it’s kind of a weird name – but trust me, it’s a smart and strategic savings approach that you want to know about.  At the end of this post you will be wondering why in the world you haven’t built it into your budget yet, because YES, it’s that amazing. What are sinking funds? Simply put, a sinking fund is a strategic way to save money for an expected future expense by intentionally setting …

Do you want to learn how you can make money selling digital downloads on Etsy?  It’s a great way to make some extra money or even a full-time income working from home and being your own boss. The best part of it is that you won’t even have to deal with shipping! If you’re interested in learning how you can make it happen keep on reading. But before we get started don’t forget to sign up for my free resource library to get exclusive password-protected content like money and time …

In today’s world, luckily there’s a lot of good and affordable cable alternatives out there that can help you save money and change your lifestyle overall. And today I’d love to share these great options with you.  If the average household spends $103 a month on a cable bill, it’s $1,236 a year right there! We don’t watch a lot of TV in our family, but we still love to check out our favorite shows and have a movie night sometimes.  I don’t think that it’s reasonable to pay over …

“How to use the cash envelope system?” is the question I’ve heard and read a lot of times. “Does it work? Is it for everyone?” To find out why a lot of people start using this method keep on reading. I will break it down into 7 doable steps that you can take right after reading this post.  I also prepared some free stuff for you here, so let’s not waste time and dive right in! What Is The Cash Envelope System? The Cash Envelope System is a great method …

Creating good spending habits is essential when it comes to saving money, budgeting, and having a good relationship with your finances overall.  In order to create those good spending habits you first should find the bad spending habits you have and try to replace them. Here are four examples of bad spending habits: 1. Impulse buying Have you ever found yourself buying things even if you didn’t plan to? It can be as small as grabbing a pair of socks in the checkout line that wasn’t on your list of …

Having financial goals to set and crush every year is an important step towards financial freedom and stability.  Achieving it takes much more than just luck. It requires you to be disciplined, organized, and dedicated. You even have to sacrifice to follow your short-term and long-term financial goals. It’s not easy!  Here I decided to come up with 18 financial goals ideas that you can set right now and start moving towards them. 1. Become debt-free Getting out of debt is one of the most important financial goals to set …

The way we live during this time has changed and I think everybody will agree with it. We stay at home most of the time, some of us probably cook more, the way we buy groceries is different, and a lot of other things.  Even though we might be spending less on gas, restaurants, salon visits, and other entertainment, one area where we spend more these days is on groceries. Did you know that money spent on food and supplies has increased by 88% from two weeks ago, going from …

If you’re not taking advantage of cashback websites you’re missing out on the opportunity to save money.   I know for those who haven’t tried them out yet it might seem a little bit overwhelming because there’s so much information out there about thousands of cashback websites.  That’s why I decided to narrow it down to a few that you can get started with right now!  1. Wikibuy  Wikibuy is one of my favorites.   How does it work?  It’s like your online shopping assistant, which gets you better offers and automatically …

Tracking where your money goes is essential if you want to be successful with your money. I know sometimes the idea of budgeting can seem a little bit scary if you’ve never done it before. That’s why today I want to tell you about one fun way you can do it – The Highlighter Budgeting Method.  Who Is The Highlighter Budgeting Method For?  Why Does It Work?  The Highlighter Budgeting Method works because it makes it easier to organize all of your data, analyze it, and take action faster.  Budgeting …

If you’re trying to save more money than you’re already saving and learn about unnecessary expenses that hurt your wallet you’re at the right place! Here’s a list of unnecessary expenses that you can get rid of right now: 1. Home phone service Are you still paying for your landline phone service? Your cell phone has all the features that your home phone has and even more! There’s no need to spend money on it. We don’t use a landline in our home and honestly, we don’t feel a need …